Creating an online store should be an enjoyable and exciting experience, but there are serious issues that must be considered to ensure the business – and customers – are protected as much as possible.
The creation of a secure online store starts from the moment you choose a hosting provider, and continues all the way using the website day to day. Let’s take a look at the five most important areas to consider when creating an online store safely.
1. SSL and a secure hosting service
This is even more important when starting an online store because people will collect payments through the site, meaning that security is a top priority.
A hosting provider stores your site’s files on your server. Without it, you will not be able to get the site on the Internet. However providers do much more than “host” a website. They are responsible for keeping the site live, dealing with increased traffic, maintaining site speed, and more.
SSL security must be complete for a full store.
Always check what kind of SSL certificate comes with the hosting plan. Most offer basic versions but online sales should invest in more advanced options. Consider purchasing an Extended Validation (EV) SSL, which is the highest level of security an SSL can offer, as it involves in-depth verification and validation of the business.
2. Preparation for TLS encryption and PSD2 financial transaction security
When it comes to staying safe online, customers deserve the best. This is where Transport Layer Security (TLS) comes from. This is similar to SSL security, but a better, better version. Often, the terms are interchanged independently, as TLS secures data passing between customers and the store – much like SSL.
In basic terms, TLS does three things: it ensures that both parties are actually checking what they say that the data being shared is not corrupted, and encrypts the information so that it is from one party to the other. To be preserved in So, what do you need to install TLS? The good news is, it is usually installed with SSL certificate, so you do not need to do any additional work.
Then what could be the point of additional work, then it came into force in September this year. It stands for Payment Services Directive, and is designed to benefit consumers, reduce fraud and open payment methods and make them more secure. Payment fraud has been on the rise for the past few years, so PSD2 should be a blessing for your store. If you are not ready, however, the new regulation can be a nightmare rather than a dream.
The main transaction is greater security for financial transactions, known as strong customer authentication (SCA). It will use 3D Secure 2.0 to process payments, and will introduce a multi-step detection system for customers if they are spending money in the European Economic Area. This will make the payment more secure and be handled by the customer’s bank – this means that there is no need to worry about ensuring a store that is SCA compliant.
Get ready for 3D Secure 2.0 by confirming the correct fields for your customers to fill. This should pave the way for secure transactions, due to tonnage friction for customers. Check out the GlobalSign PSD2 certificate to be announced soon!
3. Protection against DDoS attacks
DDoS stands for Distributed Denial of Service, and is a type of attack where hackers fill a site with traffic to crash the server, thus making it unavailable to visitors. This can damage your brand and reputation by harassing customers trying to access the site, not to mention the financial damage resulting from all those lost sales. DDoS attacks are often used as a distraction while other areas are also targeted.
Some hosting providers offer DDoS security as part of their package. If your provider does not provide DDoS protection, you should turn on external, cloud-based solutions. It will filter traffic, detect threats and react to DDoS attacks. You will need to pay for this service, but it is worth it because DDoS attacks are a very real threat to online stores.